Designed for BangladeshisVirtual Cards for Bangladeshi Residents
Create US-based, virtual credit cards instantly, with no credit checks. Bypass local FX restrictions and pay at 150M+ US and international merchants. The best virtual card provider for Bangladeshi residents is Halocard.
Takes less than 5 minutes
“My local bank card couldn't pay for international services at all — the FX limits were too low. Halocard gave me a proper US credit card that works on every platform I need for my freelance work.”
Rafiq H.
Software Developer, Dhaka
Why Bangladeshi residents need Halocard for international payments
Real Visa credit cards issued from the USA
Bangladeshi bank cards face severe FX restrictions and are frequently declined by international merchants. With Halocard you create virtual credit cards directly on the US Visa network — no local FX limits apply.
More virtual cards for every purchase
Create dedicated cards for SaaS subscriptions, freelance tools, and international services. Isolate costs and prevent billing surprises.
US billing address included
Every card comes with a US billing address (or choose to nominate your own) which is essential to access US-only services and pass address verification checks.
Bypass local FX restrictions
Bangladeshi banks have slashed foreign currency card limits by 30% amid the dollar crisis. Halocard operates independently of local banking restrictions, giving you reliable access to international payments.
Why are Bangladeshi cards blocked for USD purchases?
Bangladeshi banks have slashed foreign currency card limits by around 30% due to a severe dollar shortage and taka devaluation. Many local bank cards are routinely declined for international transactions, leaving freelancers, developers, and businesses unable to pay for essential tools and services. Halocard bypasses these restrictions entirely with US-issued Visa credit cards.
30%
Reduction in foreign currency card limits imposed by Bangladeshi banks during the dollar shortage crisis.
228%
Growth in card transaction volume over 5 years in Bangladesh — demand is soaring, but international access remains restricted.
How to get a virtual credit card in 3 simple steps
1. Sign-up with a phone
Sign up from your browser. No app download needed.
2. Quick identity check
Verify you're a real person in less than 3 minutes. No SSN or US residency required.
3. Add funds to your account
Use stablecoins, debit/credit card or ACH/SWIFT bank transfer (coming soon).
Your virtual card is ready.
That's it! Your virtual cards can now be used for online and in-person purchases anywhere in the world where Visa is accepted.
Why Bangladeshi users love Halocard for virtual cards
Apple Pay & Google Pay ready
Add your virtual cards to Apple Pay or Google Pay. Tap to pay anywhere contactless is accepted in Bangladesh, the US, or anywhere in the world. Halocard works independently of local banking restrictions.
No local FX limits
Pay with USD virtual cards at US merchants without being subject to Bangladeshi bank FX restrictions or taka conversion losses.
Custom card controls
Set per-transaction, daily, and monthly limits. Get real-time alerts and instantly lock or cancel any card to prevent unwanted charges.
Private purchases
Your purchases are nobody's business. Halocard keeps your international subscriptions and spending separate from your local bank accounts.
Global acceptance
US-based Visa credit cards accepted at 150M+ merchants worldwide. No US residency or SSN required to sign up.
Made with ❤️ to provide the virtual card experience you deserve
Instant funding
Top-up with stablecoins, card payments and US/Global bank transfers (coming soon).
Instant card creation
Virtual cards ready to spend in seconds for your purchases and subscriptions.
No apps to download
Your Halocards are accessible from your phone or desktop with no app download required.
Freeze on demand
Lock any card instantly or cancel it permanently if something feels wrong.
Real-time visibility
See every charge as it happens and get alerts before fraud ever hits your account.
Private purchases
Never worry about purchases showing up on your primary bank statement.
How Halocard compares to Bangladeshi virtual card providers
Feature
Halocard
Upay (UCB)
Wise
Card type
Account funding
New virtual cards every month
Acceptance at US merchants
Apple & Google Pay support
US billing address
ID verification required
Private purchases
Choose a plan and create your first card in under 5 minutes
Starter
Up to 3 cards per month
$6/mo
or $50 per year (Save $10)
Unlimited spending
Custom card controls
Apple Pay & Google Pay
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
OpenClaw integration
Plus
Up to 12 cards per month
$12/mo
or $100 per year (Save $20)
Unlimited spending
Custom card controls
Apple Pay & Google Pay
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
OpenClaw integration
Teams
Up to 60 cards per month
$59/mo
or $590 per year (Save $118)
Unlimited spending
Custom card controls
Apple Pay & Google Pay
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
OpenClaw integration
Full API Integration
2-hour Support SLA
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