Virtual Cards for Private Purchases
Keep your spending off personal bank statements with dedicated virtual cards. Create disposable cards for one-time purchases, protect your real card details from data breaches, and control exactly who sees what you buy.
Takes less than 5 minutes
“I wanted to buy gifts for my partner without it showing up on our joint bank statement. With Halocard I can create completely separate cards that keep my purchases private. No more ruined surprises.”
Daniel K.
Canada
Why people choose Halocard for private purchases
Purchases never appear on your bank statement
Every transaction goes through your Halocard account, not your personal bank. Your bank sees a single deposit to Halocard, not individual store charges. Gift shopping, personal services, and sensitive purchases stay completely private.
Disposable cards for one-time purchases
Create a card, make your purchase, and delete it. If a site gets hacked or sells your data, the card number is already gone. No risk to your real payment details.
Real-time alerts, instant freeze
Get notified the moment any charge hits your card. See something unexpected? Freeze the card in one tap. No waiting on hold, no calling your bank, no paperwork.
Available globally, no US residency required
Sign up from 144+ countries with just a passport or national ID. No SSN, no credit check, no US bank account needed. Fund with stablecoins, card or bank transfer.
Start making private purchases in 3 simple steps
1. Sign-up with your phone
Sign up from your browser. No app download needed.
2. Complete a quick identity check
Verify you're a real person. No SSN or US residency required.
3. Add funds to your account
Use stablecoins, debit/credit card or ACH/SWIFT bank transfer (coming soon).
Your virtual card is ready.
That's it! Create disposable or dedicated cards for any purchase. Keep your spending private and your real card details safe.
Why people choose Halocard for private spending
Apple Pay & Google Pay ready
Add your private virtual cards to your mobile wallet. Make discreet purchases in stores and online with a tap using Apple Pay and Google Pay. No paper trail on your bank statement.
Unlimited spending power
No arbitrary limits on your spending. Deposit what you need and spend it all. Add $50 for a gift or $5,000 for a big purchase. Your money, your privacy.
Custom card controls
Set per-transaction, daily, and monthly limits on each card. Control exactly how much can be spent and when. Get real-time alerts and freeze instantly if anything looks off.
Complete purchase privacy
Your bank statement shows a single deposit to Halocard. Individual purchases, store names, and amounts stay invisible to anyone with access to your bank account.
Global acceptance
US-based Visa credit cards accepted at millions of online and in-store merchants worldwide. No US residency required to sign up and start spending privately.
Built for people who value their financial privacy
Instant funding
Top-up with stablecoins, card payments and US/Global bank transfers (coming soon).
Instant card creation
Spin up a new virtual card in seconds for any purchase. Use it once and delete it, or keep it for recurring private spending.
No apps to download
Manage all your private cards from your phone or desktop browser. No app required.
Freeze on demand
Lock any card instantly if it is compromised or you simply do not need it anymore.
Real-time visibility
See every charge as it happens. Full visibility for you, complete invisibility for anyone else.
Private purchases
Keep every purchase off your personal bank statements. Total financial separation between Halocard and your bank.
How Halocard compares to other virtual card providers
Feature
Halocard
halocard.co
Capital One Bank
capitalone.com
Privacy.com
privacy.com
Card type
Availability
Spending limit
Account funding
Acceptance at US merchants
Apple & Google Pay support
Credit check performed
ID verification required
Private purchases
Support experience
Choose a plan and create your first card in under 5 minutes
Core
Up to 12 cards per month
$12/mo
or $120 per year (Save $24)
Unlimited spending
Custom card controls
Apple Pay & Google Pay
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
OpenClaw integration
Plus
Up to 30 cards per month
$29/mo
or $290 per year (Save $58)
Unlimited spending
Custom card controls
Apple Pay & Google Pay
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
OpenClaw integration
Teams
Up to 60 cards per month
$59/mo
or $590 per year (Save $118)
Unlimited spending
Custom card controls
Apple Pay & Google Pay
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
OpenClaw integration
Full API Integration
2-hour Support SLA