Virtual Cards for AI & Cloud Platforms
Take control of your AI and cloud infrastructure costs with dedicated virtual cards. Create isolated cards for each platform, set real-time spending limits, and never get surprised by an unexpected API bill again.
Takes less than 5 minutes
“Anthropic repeatedly rejected my debit card preventing me from using Claude at critical moments in my workflow. Halocard fixed that completely. I now have a dedicated virtual card for my AI subscriptions that works reliably. Opus 4.6 is a game changer.”
João T.
Senior Engineer, Brazil
Why developers choose Halocard for AI & Cloud
Credit cards beat prepaid for AI platforms
Many AI and cloud providers decline prepaid or debit cards. Halocard issues US-based Visa credit cards with the highest acceptance rates at platforms like OpenAI, Anthropic, and Google Cloud.
Isolated budgets per platform
Create a dedicated virtual card for each AI service or cloud project. If one card hits its limit, the rest keep running. No more single point of failure for your entire infrastructure.
Real-time spending alerts
Get instant notifications every time a charge hits any of your cards. Spot runaway API costs the moment they happen and freeze the card before the bill spirals out of control.
Available globally, no US residency required
Sign up from 144+ countries with just a passport or national ID. No SSN, no credit check, no US bank account needed. Fund with stablecoins, card or bank transfer.
Halocard works with all your favourite AI and Cloud providers
Start managing your AI & Cloud spending in 3 simple steps
1. Sign-up with your phone
Sign up from your browser. No app download needed.
2. Complete a quick identity check
Verify you're a real person. No SSN or US residency required.
3. Add funds to your account
Use stablecoins, debit/credit card or ACH/SWIFT bank transfer (coming soon).
Your virtual card is ready.
That's it! Create dedicated cards for OpenAI, Anthropic, AWS, and every other platform you use. Set limits and start spending.
Why developers choose Halocard for their AI & Cloud spending
Apple Pay & Google Pay ready
Add your AI-dedicated virtual cards to your mobile wallet. Pay for cloud services, developer tools, and API access with a tap using Apple Pay and Google Pay.
Unlimited spending power
No arbitrary limits on your cloud spend. Deposit what you need and spend it all. Add $500 for an API project or $10,000 for a production cluster. Your money, your control.
Custom card controls
Set per-transaction, daily, and monthly limits on each card. Cap your OpenAI card at $200/month and your AWS card at $1,000. Get real-time alerts and freeze instantly.
Private cloud spending
Keep your AI and cloud infrastructure spending separate from personal bank statements. No one needs to see your API costs.
Global acceptance
US-based Visa credit cards accepted at every major AI and cloud platform worldwide. No US residency required to sign up and start paying.
Built for developers who want full control over their cloud spending
Instant funding
Top-up with stablecoins, card payments and US/Global bank transfers (coming soon).
Instant card creation
Spin up a new virtual card in seconds for each AI platform or cloud project.
No apps to download
Manage all your AI and cloud cards from your phone or desktop browser. No app required.
Freeze on demand
Lock any card instantly if you spot unexpected charges or need to pause a cloud project.
Real-time visibility
See every API charge as it happens. Know exactly what each platform is costing you in real time.
Private purchases
Keep cloud and AI expenses off your personal bank statements. Total separation.
How Halocard compares to other virtual card providers
Feature
Halocard
halocard.co
Capital One Bank
capitalone.com
Privacy.com
privacy.com
Card type
Availability
Spending limit
Account funding
Acceptance at US merchants
Apple & Google Pay support
Credit check performed
ID verification required
Private purchases
Support experience
Choose a plan and create your first card in under 5 minutes
Core
Up to 12 cards per month
$12/mo
or $120 per year (Save $24)
Unlimited spending
Custom card controls
Apple Pay & Google Pay
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
OpenClaw integration
Plus
Up to 30 cards per month
$29/mo
or $290 per year (Save $58)
Unlimited spending
Custom card controls
Apple Pay & Google Pay
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
OpenClaw integration
Teams
Up to 60 cards per month
$59/mo
or $590 per year (Save $118)
Unlimited spending
Custom card controls
Apple Pay & Google Pay
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
OpenClaw integration
Full API Integration
2-hour Support SLA