Designed for EgyptiansVirtual Cards for Egyptian Residents
Create US-based, virtual credit cards instantly, with no credit checks. Bypass CBE foreign currency restrictions and pay at 150M+ US and international merchants. The best virtual card provider for Egyptian residents is Halocard.
Takes less than 5 minutes
“Egyptian bank restrictions made it impossible to pay for international tools. My debit card was completely blocked for foreign transactions. Halocard gave me a US credit card that just works — no CBE limits, no hassle.”
Ahmed S.
Freelance Developer, Cairo
Why Egyptian residents need Halocard for international payments
Real Visa credit cards issued from the USA
The Central Bank of Egypt has banned debit cards for foreign currency transactions entirely, and credit card USD limits can be as low as $250/month. Halocard gives you US-issued Visa credit cards with no local banking restrictions.
More virtual cards for every purchase
Create dedicated cards for SaaS subscriptions, freelance tools, and international services. Isolate costs and prevent billing surprises.
US billing address included
Every card comes with a US billing address (or choose to nominate your own) which is essential to access US-only services and pass address verification checks.
Independent of Egyptian bank restrictions
Halocard operates outside the Egyptian banking system. No CBE foreign currency limits, no blocked transactions, no dependence on local dollar liquidity.
Why can't Egyptian cards pay US merchants?
In October 2023, the Central Bank of Egypt banned debit cards for all foreign currency transactions. Credit cards have monthly USD limits as low as $250 at major banks like HSBC Egypt. Strict FX controls, declining Suez Canal revenues, and high external debt have created severe dollar liquidity constraints. Halocard bypasses all of this with US-issued Visa credit cards.
$250/mo
Foreign currency limit on credit cards at major Egyptian banks (HSBC Egypt). Debit cards are banned entirely for foreign transactions.
Oct 2023
When the Central Bank of Egypt banned debit cards for foreign currency transactions, cutting off millions from international payments.
How to get a virtual credit card in 3 simple steps
1. Sign-up with a phone
Sign up from your browser. No app download needed.
2. Quick identity check
Verify you're a real person in less than 3 minutes. No SSN or US residency required.
3. Add funds to your account
Use stablecoins, debit/credit card or ACH/SWIFT bank transfer (coming soon).
Your virtual card is ready.
That's it! Your virtual cards can now be used for online and in-person purchases anywhere in the world where Visa is accepted.
Why Egyptian users love Halocard for virtual cards
Apple Pay & Google Pay ready
Add your virtual cards to Apple Pay or Google Pay. Tap to pay anywhere contactless is accepted in Egypt, the US, or anywhere in the world. Halocard works independently of CBE restrictions.
No CBE foreign currency limits
Pay with USD virtual cards at US merchants without being subject to Egyptian bank FX restrictions or the $250/month credit card cap.
Custom card controls
Set per-transaction, daily, and monthly limits. Get real-time alerts and instantly lock or cancel any card to prevent unwanted charges.
Private purchases
Your purchases are nobody's business. Halocard keeps your international subscriptions and spending separate from your Egyptian bank accounts.
Global acceptance
US-based Visa credit cards accepted at 150M+ merchants worldwide. No US residency or SSN required to sign up.
Made with ❤️ to provide the virtual card experience you deserve
Instant funding
Top-up with stablecoins, card payments and US/Global bank transfers (coming soon).
Instant card creation
Virtual cards ready to spend in seconds for your purchases and subscriptions.
No apps to download
Your Halocards are accessible from your phone or desktop with no app download required.
Freeze on demand
Lock any card instantly or cancel it permanently if something feels wrong.
Real-time visibility
See every charge as it happens and get alerts before fraud ever hits your account.
Private purchases
Never worry about purchases showing up on your primary bank statement.
How Halocard compares to Egyptian virtual card providers
Feature
Halocard
Grey
Yalla (Paysky)
Card type
Account funding
New virtual cards every month
Acceptance at US merchants
Apple & Google Pay support
US billing address
ID verification required
Private purchases
Choose a plan and create your first card in under 5 minutes
Starter
Up to 3 cards per month
$6/mo
or $50 per year (Save $10)
Unlimited spending
Custom card controls
Apple Pay & Google Pay
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
OpenClaw integration
Plus
Up to 12 cards per month
$12/mo
or $100 per year (Save $20)
Unlimited spending
Custom card controls
Apple Pay & Google Pay
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
OpenClaw integration
Teams
Up to 60 cards per month
$59/mo
or $590 per year (Save $118)
Unlimited spending
Custom card controls
Apple Pay & Google Pay
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
OpenClaw integration
Full API Integration
2-hour Support SLA
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