Made for International CompaniesVirtual Cards for Global Teams
The fastest way to create US-issued, virtual credit cards for employees, contractors and partners. Limit, lock and cancel cards instantly. Use virtual cards online or in-person everywhere Visa is accepted.
USD Virtual CardsFrom $29/month
Trusted by 1,000+ users
Accepted at 175M merchants worldwide
“We have 15 VAs in the Philippines who need access to ChatGPT, Canva, and various SaaS tools. Before Halocard, we’d buy subscriptions on the company card and share logins. Now each VA has their own card capped at $50/month. If someone leaves, we freeze the card instantly.”
Rachel W.
Head of Operations, Marketing Agency, Austin
Virtual Cards for Every Business Model
International Team Expenses
Your business is US-incorporated but your team is global. Issue US-issued Visa credit cards to employees and contractors in 144 countries. No cash reserve minimums. No weeks of underwriting. Onboarded within 24–48 hours.
Remote Contractor Cards
Give each offshore contractor their own virtual card with a set spending limit. They buy the SaaS tools and AI subscriptions they need. You see every transaction in real time and freeze cards with one click.
Client Payouts & Incentives
Send virtual Visa cards to creators, research participants, or loyalty program members worldwide. Fund cards with crypto or fiat. Recipients spend immediately — no bank account needed on their end.
No Minimum Balance. No Cash Reserve Requirements. No Waiting.
Most business virtual card platforms require a US bank account with $25,000–$50,000+ in deposits and weeks of underwriting. If you’re a foreign-owned US entity, a bootstrapped startup, or a team that needs cards today — not in three weeks — you’re out of luck. Halocard has no minimum balance, no cash reserve requirement, and no lengthy approval process. Incorporate your US entity, sign up, and start issuing cards within 24–48 hours. Whether you’re a 3-person startup or a 200-person agency with contractors in 15 countries, the process is the same.
Issue Your First Card Within 24–48 Hours
1. Sign-up with an email
Create an account with your business email.
2. Verify your business
Submit your EIN, incorporation and UBO docs for verification (takes 24–48 hours).
3. Add funds to your account
Add funds via stablecoin, credit/debit card or ACH/SWIFT transfer (coming soon).
4. Your Virtual Cards are ready
Generate virtual cards for each team member or contractor with individual spending limits.
Control, Visibility, and Scale
Team Dashboard
See every card, every transaction, every team member in one view. Filter by person, merchant, date, or spending category. Know exactly where your money is going in real time, not at month-end.
Unlimited spending power
No preset spending caps on your account. What you deposit is what your team can spend. Add $500 or $50,000 — your balance, your control.
Virtual USD Account Included (coming soon)
Every business account includes a virtual USD account powered by SSB, Member FDIC. Receive payments, fund cards, and manage your team’s spending from one place.
Per-Card Spending Limits
Set daily, weekly, or monthly limits on each card. A contractor can’t overspend. A subscription can’t silently increase. You’re in control.
No minimum balance or credit checks
No $25K cash reserves. No personal credit checks. No lengthy underwriting. Fund your account with as little as $100 and start issuing cards to your team immediately.
Everything Your Team Needs From Day One
Crypto & Fiat Funding
No minimum balance or personal credit checks. Fund with stablecoins, credit/debit card or ACH/SWIFT transfer (coming soon).
Issue Cards in Seconds
Create a virtual Visa for any team member instantly. Name it, set a limit, and share the card in under 60 seconds.
Real-Time Transaction Alerts
Get notified the moment any card is charged. No waiting for monthly statements. See the merchant, amount, and status instantly.
Nominate a US Billing Address
Nominate a US billing address on any card to make purchasing from US merchants, SaaS platforms, and AI services easy.
3D-Secure Authentication
Visa 3D-Secure is supported whenever a merchant requests it to prevent fraud.
Apple Pay & Google Pay
Team members can add cards to mobile wallets for in-person purchases at conferences, client meetings, or any NFC terminal.
How Halocard Compares to Business Card Platforms
Feature
Halocard
Ramp
Brex
US entity required
Foreign ownership OK
Business verification (KYB)
Card type
Time to first card
Virtual USD account
Stablecoin funding
Per-card spending limits
Custom billing address
Cashback
Accounting integrations
Best for
Simple Pricing for Business
Core
$29/mo
or $290 yearly (Save $58)
Unlimited spend
Multi-User Management
Custom card controls
Apple Pay & Google Pay
Virtual USD account (coming soon)
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
Growth
$99/mo
or $990 yearly (Save $198)
Everything in Core
Priority support (2 hour SLA)
Scale
$199/mo
or $1,990 yearly (Save $398)
Everything in Growth
Dedicated Account Manager
Enterprise
$299/mo
or $2,990 yearly (Save $598)
Everything in Scale
Personal involvement by the Founder
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